Car Rental Excess Insurance
Please answer all questions accurately as the quote will be based on your answers.
Your Quote
Policyholder
The policyholder is the person who must be the lead driver on the car hire agreement. Any other driver is covered as long as they are named on the rental agreement.
Declaration
When you purchase this policy you agree to the following: -
- This policy only covers cars hired from a licenced car rental company.
- The hire must take place within the territorial limits
- You are aged at least 21 and hold an internationally recognised driving licence
- Any hire agreement covered under this policy must commenced on or after the start date and end on or before the expiry date
- Abide by the terms and conditions of the vehicle hire agreement
- To inspect the vehicle before commencing the hire agreement and again when returning the vehicle noting any damage
- This policy does not cover any hire where you have already collected the vehicle
Your driving licence is: -
- Appropriate for the vehicle being hired
- Is valid in the country where the vehicle hire will take place
Are you a permanent resident of Republic of Ireland?
Do you need to cover car rentals in the Republic of Ireland?
Cover a single rental or multiple rentals?
When would you like your policy to start and end?
Single premium payable today:
Includes Tax of
Your Quote is based on: -
Type:
Where:
When:
Extras: None
Your Policy Wording and
Disclosure
This insurance is provided by Riverside Insurance Agency Malta Limited t/as Questor Insurance which is registered in Malta, and is underwritten by Fortegra Europe Insurance Company SE (Malta Company Registration Number C 84703).
Have you purchased from Riverside Malta or Questor Insurance before?
Please enter your email and date of birth
Here are the details we have for you
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Policyholder Help
Have you purchase from us before
If you have purchased from us before we will look up your details in our records based on your email address and date of birth.
Policyholder Form
Please complete the form. The person entered here is the person able to rent a vehicle and covered by the policy (unless Dual Lead Driver has been added). The details entered here will appear on the certificate of insurance.
We have found your details
Here are the details for your email and date of birth. If these need updating please click CHANGE, otherwise click CORRECT.
Look up your details
If you have purchased from us before, including via RiversideMalta.com.mt please enter your email address and date of birth and we will find your details.
Policyholder Form
Please note this does not affect updates and commmunications regarding your policy.
We would like to keep your upto date with information about us and our products. If you are happy to received these updates please let us know how you would like to receive these. You can select both options.
Policyholder Form
This is the address of the policholder and will appear on the certificate of insurance. This must be your pernmanent address in Ireland.
What's Covered
Quote Help
Residence
Policies offered on this site are ONLY available to residents of Republic of Ireland. Our definition of a permanent resident is “The country where You are ordinarily permanently resident for more than six (6) months of the current year, pay tax or are registered with a medical practitioner.”
If you have any questions about eligibility, please contact our Customer Services Team.
If you live Northern Ireland or the UK please visit our UK site our UK website. If you live anywhere else please visit Riverside Malta website.
Policy Type
We offer two policy types:
A Single Rental Policy - Covering one rental agreement up to 180 days in length. This policy will cover rentals undertaken for business purposes, providing you are not using the vehicle for hire and reward.
Multiple Rentals - Covers unlimited rentals up to 31 calendar days in length starting and finishing during the period of insurance. You can extend the limit from 31 to 62 calendar days by purchasing the Extended Rental optional extra. This policy will exclude rentals undertaken for business purposes.
Policy Dates
If you are purchasing a single rental policy please select the start and expiry date
If you are purchasing a multiple rental policy please select the start date of your policy we will automatically calculate the expiry date. We will email you when your policy is due for renewal. For your convenience have an auto-renenewal option which can be added in the optional extras section.
Please note that any rental to be covered by the policy must start and end within the policy start and expiry date.
All policies start at midnight on the start date and end at 23:59 on the expiry date.
Do you need cover in the Republic of Ireland
If you only intend to use your policy for overseas rentals and not for rentals within the Republic of Ireland we can charge you a lower premium.
Worldwide means - anywhere in the world apart from Afghanistan, Belarus, Cuba, Conga, Iran, Iraq, Ivory Coast, Liberia, Myanmar, North Korea, South Sudan, Sudan, Syria and Zimbabwe. It will also exclude the Republic of Ireland if you have selected “No” to this question.
No cover is provided for any claims arising as a direct result of a situation highlighted by the Irish Government where you have hired a vehicle in a specific country or area where, prior to the vehicle hire agreement commencing, the Irish Government has advised against all (but essential) travel.
Optional Extras
The following list of optional extras are not offered with all quotes.
Dual Lead Driver: Allows coverage for two lead drivers, who must be close relatives resident at the same address, to hire vehicles independently at the same or at different times.
Iceland Extension: Provides increased cover in Iceland for weather related damage which is typically excluded from the excess.
Battery Failure: Covers the cost of replacing the vehicle battery.
Extended Rental: Increase the maximum rental period from 31 days to 62 days when buying an multiple rental policy.
Collision Damage Waiver (CDW): Provides cover up to €75,000 where your rental agreement does not include cover for Collision Damage Waiver.
Auto-Renew: When you purchase an annual policy you can select to auto-renew the policy. If you choose Auto-Renew, the policy will be renewed on the expiry date. This feature can be toggled off at any time through our customer portal.